There is a few ideas when there is an issue such as this. Although, due to the income guidelines it makes it hard for some people to simply not qualify. Hard when the insurance companies do not cover basement/flooding issues.
FIRST SEE IF YOUR HOUSE INSURANCE WILL COVER ANYDAMAGES TO THE HOME - THESE AGENCIES WILL NEED PROOF YOUR HOUSE INSURANCE DOESNOT COVER THE DAMAGES DONE, OR A ESTIMATE OF WHAT HAS BEEN COVERED, AND WHAT ISREMAINING OF THE EXPENSE TO REPAIR. YOUCAN DUAL UP THESE PROGRAMS. MEANING YOUMAY USE THREE PROGRAMS TO GET THE HELP YOU NEED.